FinGuide DZ
RedotPay
Virtual + Physical

RedotPay

Works

To open

Free

Per month

Free

Sign up

Sign up with our code and get $5 in credit as a new user (it cannot be used to buy the card).

Last checked: 2026-09-04

Accounts in euros and pounds for receiving money, a wallet for USDT and USDC, and a virtual or physical Visa card for spending. It also tops up Algerian mobile phones.

Status

Status
StatusWhether an Algerian can open it and whether it works. Not how many features it has.Works

Account details

Account details
EUR IBANAn address for receiving euros from within the EEA, in your own name.Yes · 7 USDT
Paid once, waived if you deposit 100 USDT.
GBP accountAn account number and sort code for receiving British pounds from within the UK.Yes · 8 USDT
Paid once, waived if you deposit 100 USDT.
USD ACHAccount and routing numbers for receiving dollars sent from inside the United States. The cheap everyday rail — but the sender must be in the US.No
USD wireDetails for receiving dollars sent from outside the United States. Works from almost anywhere, but costs more and takes longer than ACH.No
StablecoinAn address for receiving stablecoins such as USDT or USDC.Yes

What it costs

What it costs
Compared across banks
OpeningA one-off charge to open the account.Free
MonthlyWhat the account costs every month on the cheapest usable plan.Free
Foreign spendCharged when the card currency differs from the merchant currency.1.2%
Charged only on non-USD payments. Paying from crypto adds 1% to any payment.
ATMWhat it costs to withdraw cash at an ATM.2%
Physical card only.
Virtual cardA one-off charge to issue a card that exists only in the app.$10.00
Physical cardA one-off charge to issue a plastic card posted to you.$100.00
What else RedotPay charges
Paying in the card's own currency$0
Converting crypto1%
Receiving EUR or GBP$0
Depositing crypto0 USDT
Minimum deposit: 1 USDT.
PayPal withdrawal, automatic monthly payout3%
PayPal withdrawal, on demand$5 + 3%
A declined payment$0.50
The first 3 declines each month are free, per card.
A payment of $1 or less$0.20
The first 5 such payments each month are free, per card.
Replacing a virtual card$5
That is the first replacement; each one after it costs $10.
Posting the physical card$0
Standard mail is free. DHL Express is priced at checkout.
Sending euros out (SEPA)€0.43 + 1.24%
The cheapest way out. Arrives in one to three days. Sending €100 costs €1.70.
Sending pounds out (FPS)£0.39 + 2.04%
Arrives in about five minutes.
Sending dollars out (SWIFT)$50 + 0.5%
Sending $100 costs $50.50.

Card

Card
TypeWhether the card is virtual, physical, or both.Virtual + Physical
NetworkWhich network the card runs on — this decides where it is accepted.

Opening an account

Opening an account
Sign-upWhich identity documents you need to open the account.National ID OK

PayingWhether you can use it to pay with PayPal.Yes
WithdrawingWhether you can move money from PayPal into it.Yes

Bank account — RedotPay gives no US routing number.

Card — Works for paying through PayPal and for withdrawing to the card. Currencies: USD

An Algerian PayPal account can only link a US bank account. PayPal charges a flat $5 for an on-demand card withdrawal, and nothing for a scheduled monthly payout. This applies to every card, not just this one.

RedotPay in particular

RedotPay in particular
Crypto deposit networksTRC20, BEP20, Solana, Arbitrum, opBNB, Ethereum (ERC20) and TON
ATM withdrawal limits3 a day, 30 a month
Up to $3,750 a day and $50,000 a month. In some countries and regions the ceiling is lower: $3,000 a day and $10,000 a month.
Smallest transfer you can send€13.12
Cap on the transfer feeNone
Sending €100,000 costs €1,237.58.
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