RedotPay
Virtual + Physical
RedotPay
Works
To open
Free
Per month
Free
Sign up with our code and get $5 in credit as a new user. It cannot be put toward the card.
Last checked: 2026-08-10
A crypto-funded Visa card, virtual and physical, and a multi-currency wallet holding EUR, GBP, USDT and USDC, for spending and Algerian mobile top-ups. The EUR and GBP accounts, briefly shut off for Algeria in March 2026, are working again.
Status
| StatusWhether an Algerian can open it and whether it works. Not how many features it has. | Works |
|---|
Account details
| EUR IBANAn address for receiving euros from within the EEA, in your own name. | Yes · 7 USDT Waived if you deposit 100 USDT. |
|---|---|
| GBP accountAn account number and sort code for receiving British pounds from within the UK. | Yes · 8 USDT Waived if you deposit 100 USDT. |
| USD ACHAccount and routing numbers for receiving dollars sent from inside the United States. The cheap everyday rail — but the sender must be in the US. | No |
| USD wireDetails for receiving dollars sent from outside the United States. Works from almost anywhere, but costs more and takes longer than ACH. | No |
| StablecoinAn address for receiving stablecoins such as USDT or USDC. | Yes |
What it costs
| Compared across banks | |
|---|---|
| OpeningA one-off charge to open the account. | Free |
| MonthlyWhat the account costs every month on the cheapest usable plan. | Free |
| Foreign spendCharged when the card currency differs from the merchant currency. | 1.2% |
| ATMWhat it costs to withdraw cash at an ATM. | 2% Rises to 3% once you withdraw more than $10,000 in a month. This is the USD card's rate. |
| Virtual cardA one-off charge to issue a card that exists only in the app. | $10.00 |
| Physical cardA one-off charge to issue a plastic card posted to you. | $100.00 |
| What else RedotPay charges | |
| Paying in the card's own currency | $0 |
| Converting crypto to cash | 1% Confirmed with screenshots of live swaps: 100 USDT became 99 USD, 85.37 EUR or 73.15 GBP. |
| Depositing crypto | 0 USDT The same on every network, with a 1 USDT minimum. |
| PayPal withdrawal, automatic monthly payout | 3% Charged by RedotPay; PayPal itself takes nothing on the automatic monthly payout. Confirmed: $407.51 sent from PayPal matched RedotPay's pre-fee amount exactly. |
| PayPal withdrawal, on demand | $5 + 3% A manual, on-demand withdrawal costs $5 flat on top of RedotPay's own 3%; the automatic monthly payout carries no such charge. Confirmed with a real transaction: PayPal sent $177.30 and only $172.30 reached RedotPay before the 3% — an exact $5.00 gap. |
| A declined payment | $0.50 The first 3 declines each month are free, per card. |
| A payment of $1 or less | $0.20 The first 5 such payments each month are free, per card. |
| Replacing a virtual card | $5 That is the first replacement; each one after it costs $10. |
| Posting the physical card | $0 Standard mail is free. DHL Express varies by country and is worked out at checkout. |
| Sending euros out (SEPA) | €0.43 + 1.24% The cheapest way out. Measured in-app on 2026-08-10: €50 cost €1.05, €100 cost €1.70, €500 cost €6.69 and €100,000 cost €1,237.58. Arrives in one to three days. |
| Sending pounds out (FPS) | £0.39 + 2.04% Nearly twice the euro rate, but it arrives in about five minutes rather than days. Measured in-app on 2026-08-10 at £100, £200, £500 and £100,000. |
| Sending dollars out (SWIFT) | $50 + 0.5% RedotPay's own transfer-method screen advertises a $45 fee. It is $50: sending $100 cost $50.50, $500 cost $52.50 and $100,000 cost exactly $550.00. The flat part makes this ruinous on small sums — 50% on $100 — and the cheapest of the three routes above roughly $15,000, where 0.5% beats the euro rate. The same screen offers a US-domestic transfer at a stated $2.00, which was not measured. |
Card
| TypeWhether the card is virtual, physical, or both. | Virtual + Physical |
|---|---|
| NetworkWhich network the card runs on — this decides where it is accepted. |
Opening an account
| Sign-upWhich identity documents you need to open the account. | National ID OK |
|---|
| PayingWhether you can use it to pay with PayPal. | Yes |
|---|---|
| WithdrawingWhether you can move money from PayPal into it. | Yes |
Bank account — RedotPay publishes no US routing number for its USD account, only an account number and a SWIFT/BIC code. Card — Confirmed working both ways: the card links for payments, and a real PayPal-to-card withdrawal cleared in May 2026. Currencies: USD An Algerian PayPal account can only link a US bank account. PayPal charges a flat $5 for an on-demand card withdrawal, and nothing for a scheduled monthly payout. This applies to every card, not just this one. | |
RedotPay in particular
| EUR and GBP IBANs | Back after the March 2026 cut-off EUR and GBP IBAN accounts, briefly shut off for Algeria in March 2026, are back. Activation fees are 7 USDT and 8 USDT, waivable with a 100 USDT deposit. |
|---|---|
| PayPal withdrawals | Work, at 3% PayPal withdrawals to the card work, with a 3% fee, confirmed via a real transaction in May 2026. The April 2026 withdrawal issue reported elsewhere appears resolved. |
| Crypto deposit networks | Four more beyond TRC20, BEP20 and Solana Arbitrum, opBNB, Ethereum (ERC20) and TON are supported as crypto deposit networks in addition to TRC20, BEP20 and Solana. |
| Crypto and cash together | Both from one card Holds and lets you spend both crypto (USDT/USDC) and fiat (EUR/GBP) from the same account and card. |
| Limits | $100,000 per transaction, $1,000,000 a day ATM withdrawals are capped at 3 a day and 30 a month, with a daily ceiling of $3,750 and a monthly one of $50,000. On the HKD version of the card the ATM ceilings are 23,000 HKD a day and 75,000 HKD a month. |
| Smallest transfer you can send | €13.12 Below this the app refuses to continue. No fee figure reveals it — it simply blocks. |
| No ceiling on the transfer fee | The percentage never stops Sending €100,000 costs €1,237.58. Grey caps the same charge at €10, so on large sums the two are not comparable. |