A virtual Visa card for paying online.
Known issue: The only way to top up is a Visa debit card issued abroad. Every other method has been on hold since July 2026.
The figures below describe Pyypl as a product — but as of today, an Algerian cannot open or use it.
Status
| StatusWhether an Algerian can open it and whether it works. Not how many features it has. | Broken |
|---|
Account details
| EUR IBANAn address for receiving euros from within the EEA, in your own name. | No |
|---|---|
| GBP accountAn account number and sort code for receiving British pounds from within the UK. | No |
| USD ACHAccount and routing numbers for receiving dollars sent from inside the United States. The cheap everyday rail — but the sender must be in the US. | No |
| USD wireDetails for receiving dollars sent from outside the United States. Works from almost anywhere, but costs more and takes longer than ACH. | No |
| StablecoinAn address for receiving stablecoins such as USDT or USDC. | No |
What it costs
| Compared across banks | |
|---|---|
| OpeningA one-off charge to open the account. | Free |
| MonthlyWhat the account costs every month on the cheapest usable plan. | Free |
| Foreign spendCharged when the card currency differs from the merchant currency. | 5% |
| ATMWhat it costs to withdraw cash at an ATM. | Not known |
| Virtual cardA one-off charge to issue a card that exists only in the app. | $5.00 |
| Physical cardA one-off charge to issue a plastic card posted to you. | Not supported |
| What else Pyypl charges | |
| Topping up with a debit card | $0.50 + 3.5% |
| Sending to another Pyypl user | 1% Within the same country. |
| A local card payment | 5% |
| Buying a gift card | 5% |
| A declined payment | $1.00 |
| Replacing the card | $10.00 |
| Freezing or blocking the card | $0 |
Card
| TypeWhether the card is virtual, physical, or both. | Virtual |
|---|---|
| NetworkWhich network the card runs on — this decides where it is accepted. |
Opening an account
| Sign-upWhich identity documents you need to open the account. | National ID OK |
|---|
| PayingWhether you can use it to pay with PayPal. | Yes |
|---|---|
| WithdrawingWhether you can move money from PayPal into it. | No |
Bank account — Pyypl gives no bank details to link. Card — Unreliable. Users report the card failing to activate or to withdraw. Currencies: USD An Algerian PayPal account can only link a US bank account. PayPal charges a flat $5 for an on-demand card withdrawal, and nothing for a scheduled monthly payout. This applies to every card, not just this one. | |
Pyypl in particular
| History of blocks | Reported in 2024 and 2025 Users report blocked accounts and cards, and high fees on money left stuck. |
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