A Bulgarian digital wallet with an IBAN account for euros and US dollars, and a virtual Mastercard.
Known issue: New Algerian users are stopped at identity verification with the message "service temporarily unavailable", since July 2026.
The figures below describe MyFin as a product — but as of today, an Algerian cannot open or use it.
Status
| StatusWhether an Algerian can open it and whether it works. Not how many features it has. | Broken |
|---|
Account details
| EUR IBANAn address for receiving euros from within the EEA, in your own name. | Yes |
|---|---|
| GBP accountAn account number and sort code for receiving British pounds from within the UK. | Not known |
| USD ACHAccount and routing numbers for receiving dollars sent from inside the United States. The cheap everyday rail — but the sender must be in the US. | No |
| USD wireDetails for receiving dollars sent from outside the United States. Works from almost anywhere, but costs more and takes longer than ACH. | Yes |
| StablecoinAn address for receiving stablecoins such as USDT or USDC. | No |
What it costs
| Compared across banks | |
|---|---|
| OpeningA one-off charge to open the account. | Free |
| MonthlyWhat the account costs every month on the cheapest usable plan. | Free |
| Foreign spendCharged when the card currency differs from the merchant currency. | Not known No rate is published. |
| ATMWhat it costs to withdraw cash at an ATM. | €1.53 The rate for ATMs outside the EEA, which includes Algeria. Free with Premium. |
| Virtual cardA one-off charge to issue a card that exists only in the app. | Free |
| Physical cardA one-off charge to issue a plastic card posted to you. | €35.79 The courier charge to send the card abroad. Issuing it is free. |
| What else MyFin charges | |
| Money arriving | Free |
| Send EUR out (SEPA) | €0.28 |
| Send USD out (SWIFT) | 0.5% Minimum 7 USD. |
| Advanced plan | €6.14/month Optional. Raises limits, adds cards and lowers transfer fees. |
| Premium plan | €10.23/month Optional. Makes SEPA and SWIFT transfers free. |
Card
| TypeWhether the card is virtual, physical, or both. | Virtual + Physical |
|---|---|
| NetworkWhich network the card runs on — this decides where it is accepted. |
Opening an account
| Sign-upWhich identity documents you need to open the account. | Passport required |
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| PayingWhether you can use it to pay with PayPal. | Yes |
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| WithdrawingWhether you can move money from PayPal into it. | No |
Bank account — Its IBAN is Bulgarian, so it cannot be linked. Card — Works for paying through PayPal, not for withdrawing to the card. An Algerian PayPal account can only link a US bank account. PayPal charges a flat $5 for an on-demand card withdrawal, and nothing for a scheduled monthly payout. This applies to every card, not just this one. | |
MyFin in particular
| Existing accounts | Reportedly still working |
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